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100% Free · No Signups · Privacy First
🔒 Client-Side Only: Your photos and documents never leave your device
Everyday tasks. Made simpler.
Calculators, photo tools, PDF tools and converters — useful apps for the things on your list. Find your tool and get on with your day.
Vehicle & Buying
Free VIN Decoder, Transport Canada Recalls & Auto Loans
Biometric & PDFs
Passport Photo Resizer, 4×6 Sheets & Target PDF Compress
Income & Taxes
Take-Home Pay, CRA 2026 Brackets, GST & Severance
Mortgage & Property
Renewal Grader, IRD Penalties & CMHC Payments
- 100% In-Browser Privacy
- No Signup Required
- No Tracking Cookies
- Source-Backed Formulas
- Canada, US & Global
2026 Featured Decision Engines
🚗 #1 Most Visited · Free VIN & Recall DefenseZero Phone / Email Spam
Free VIN Decoder & Transport Canada Recall Check
Validate 17-digit VINs, decode official NHTSA and Transport Canada safety recalls, verify engine specs, and screen used car deals without dealerships spam calling your phone.
🔒 100% In-Browser · Zero Cloud Upload
Biometric Visa & PDF Studio
Format official US 2×2, Canada PR 50×70mm, and Schengen photos with real-time head-height validation. Plus compress PDFs under 100KB–500KB client-side.
🔥 2026 Renewal Cliff · Bank Offer Diagnostic60-Second Check
Grade your bank's mortgage renewal letter before signing
Your bank's renewal letter is an offer you can negotiate. Test it against competitive market rates, get a letter grade (A+ to F), and calculate your 5-year extra interest cost.
Grade: D+Sample Bank Letter
+$3,640 Extra Interest
Negotiation Script Included
CRA Indexation · 2026 Rates
Take-Home Paycheck & GST / HST
Calculate net pay across all 13 provinces with federal & provincial tax brackets, CPP enhanced tier 2, and lookup official GST/HST sales tax rates.
Zero Server Upload
Compress PDF Target-Size PDF Compressor
Compress confidential government forms and passport scans under 100KB, 200KB, or 500KB in-browser.
Auto Financing
Compare deals Car Loan vs Lease Deal Grader
Compare monthly financing payments with sales tax and spot dealer financing markups.
Page 1 Google Ranked
Check procedure Landlord & Tenant Procedure Navigators
Check Ontario N12/N11 termination notice dates, statutory compensation, and BC RTB compliance timelines.
Not sure where to start?
Pick a question to launch the dedicated calculation engine directly.
Mortgage Grader
Calculate now Did my bank give me a fair renewal rate?
Grade your renewal letter against your best alternative quote in 60s.
Income & Tax
Calculate now What's my estimated take-home pay?
Calculate net salary after federal, provincial, CPP2, and EI deductions.
Employment Law
Calculate now How much severance pay am I legally owed?
Bardal common law notice periods and ESA statutory minimums.
Auto Finance
Calculate now Should I finance or lease my next vehicle?
Side-by-side total cost comparison including provincial sales tax.
Automotive
Calculate now Does this VIN match the vehicle?
Validate the 17-digit VIN, decode manufacturer specs, and check NHTSA recalls.
Upload Utility
Calculate now Need to format a signature for exam upload?
Create a private JPG around 472 × 236 px and 10–20KB matching official portal specs.
Ontario Tenancy
Calculate now Need to check an Ontario N12 termination date?
Calculate required 60-day timing and compensation rules before serving the LTB form.
Privacy Tool
Calculate now How do I convert images without uploading?
Batch convert WebP, PNG, and JPG in-browser with zero cloud storage.
Tools to help you decide faster
Or browse the full directory by category and open exactly what you need.
Latest Decision Guides
Source-verified breakdowns to help you navigate major financial and property decisions.
Rent vs Buy Calculator Canada 2026
Compare renting and buying with Canadian mortgage math, ownership costs, opportunity cost, worked examples, and source-backed assumptions.
Read guide →6 min read
CMHC Insurance Explained Canada 2026
Current CMHC default-insurance rules, premium examples, purchase limits, amortization limits, and when insurance is required.
Read guide →7 min read
Mortgage Stress Test Canada 2026
Current OSFI qualifying-rate rules, GDS/TDS affordability limits, worked payment examples, and renewal exceptions.
Read guide →7 min read