usecos

Free private tools for Canadians — no signup, no tracking

🇨🇦 Canada-focused 🔒 100% private ⚡ No account needed by Rivlosys

Tools

🏠
Mortgage Calculator
Payments, CMHC insurance, stress test, land transfer tax — all provinces.
2026 Rules CMHC Stress Test
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🚗
VIN Decoder
Decode any vehicle identification number instantly. History, specs, and more.
Free Instant
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💳
Payment Calculator
Break down any loan or payment schedule. Fast, clear, no fluff.
Loans Schedules
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